援助提供常见问题解答
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2.
We don't have that kind of cash flow. What do we do?
The Financial Aid Office realizes that most families cannot simply pay the costs of attending Wellesley from current income. Most of our families use a combination of the following to pay the term bill: -
- current income
- savings and investments
- 付款计划
- educational loans
3.什么样的贷款是可用的和是什么differences between educational and other loans
教育贷款只在学生在校期间提供，通常比商业或个人贷款提供更好的条件。联邦无补贴斯塔福德学生贷款和联邦附加贷款是向美国公民或永久居民的学生和家长提供的联邦教育贷款。一些州有教育贷款项目，可用于州外机构。一些家庭选择通过教育贷款借钱，以最大限度地利用他们目前的收入。与所有贷款一样，我们建议家庭每年限制教育贷款。4.我没有足够的房屋净值来贷款。我该怎么办？
We do not expect families to re-mortgage their homes for college. The portion of the parent contribution directly traceable to home equity is usually a small fraction of the total equity. Some parents choose to utilize an equity line of credit or a second mortgage because of a tax benefit, convenience and the effective marketing efforts of commercial lenders. Educational loans for parents, MEFA and Direct PLUS for example, are options that for parents who cannot or do not wish to involve their primary residence in college financing. As always, you should compare terms and rates.5.我们如何选择贷款？
首先，确定你借款的优先顺序——利率、月还款、延期准备金、房屋净值期权——并仔细阅读每笔贷款的相关文献。学生账户办公室将邮寄详细的付款和贷款信息。打电话询问贷款人；他们的回答也将很好地表明贷款将如何偿还。如有必要，请联系我们的办公室以获取更多信息。虽然我们不推荐具体的贷款，但我们可以帮助评估您确定的项目。请访问Financing & Loan Options. -
6.
今年我们没有得到任何援助，也没有得到贷款/工作。这是否意味着我们四年都得不到额外的援助?
不，如果收入、资产或上大学的孩子数量发生重大变化，家庭应该重新申请。如果家庭情况在年中发生变化，我们也会重新评估申请。唯一的例外是，在没有援助的情况下入学的国际学生不能在随后的几年里申请。 -
7.Other schools offered us more aid. Why not Wellesley?
韦尔斯利是为数不多的实行需求盲招生政策的学校之一。我们所有的学生都被录取了，无论他们的经济需要如何；成绩是录取时考虑的唯一因素。超过80%的学生毕业于高中前十名的班级，为韦尔斯利带来了丰富的人才和背景。反过来，经济援助只基于经济需要。我们不提供学术、体育或其他奖学金。通常，其他大学也会这样做。此外，我们的院校方法可能不同于其他学院使用的方法；每所学校在财政资助过程中都会采用自己的政策，这将导致不同的资助方案。 -
8.What about family size and siblings in college?
The number of family members and the number of children in college are significant factors in calculating family resources. If a sibling's enrollment status changes or if it is not verified by the due date, the financial aid offer must be revised. By accepting financial aid, all students must, by federal law, inform the Financial Aid Office of changes in the enrollment of a sibling in college and changes in the total family size. Because graduate students have access to stipends, assistantships and up to $18, 500 per year in federal loans, we do not allocate a parent contribution for siblings in graduate school. We will review an offer upon receipt of a Financial Aid Statement indicating that the graduate school calculates and collects a family contribution. -
9.
学校会继续要求家长提供信息吗？
作为一年级学生或转校学生被韦尔斯利录取的学生，即使她后来结婚和/或符合联邦独立标准，也应提供家长信息。宣布自己独立（脱离父母）的学生或父母不承担教育经济责任的学生将不会获得韦尔斯利的经济援助，以取代父母的捐款。除非家长提供支持，否则不需要戴维斯学位学生家长提供的信息。 -
10Is there aid for study outside Wellesley?
学生可获得经济资助，以参加12所学院交换和斯佩尔曼学院，但不超过韦尔斯利或交换机构的费用，以较低者为准。麻省理工学院的交换生与韦尔斯利学院的交换生一样收取费用，并获得相应的资助，但如果住在麻省理工学院的宿舍，则可能需要支付额外费用。学生还可以获得韦尔斯利学院海外学习和交流项目的资助。对于其他学院或机构的项目，学生可以通过留学办公室申请奖学金。亚博电竞官网 -
11.如果我获得奖学金以外的待遇呢？
Students who win outside scholarships receive the fullest possible benefit of those scholarships. We use outside scholarship aid to reduce the student loan, academic year work, and student contribution from vacation earnings before making any reduction in grant aid. For most students, this means that all of the outside scholarship will reduce self-help. Unless specifically stated in the sponsorship letter, all outside scholarships will be evenly applied to the fall and spring semesters. -
Students whose parents have employee benefits as a condition of their employment should speak to the Financial Aid staff.
Please note that state grants, Federal Pell Grants, Gear-up Grants and benefits that are not merit-based are not included in this policy. Students receiving, or expecting to receive, outside scholarships must report them to our office as soon as possible.
常见的经济援助问题
援助提供常见问题解答
Financing FAQ
Loan Policy FAQ
Student Employment FAQ
Student Employment Supervisor FAQ
See also:Affording A Wellesley Education和
Return on Investment: The Value of a Wellesley Education